Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$255,226	$255,226	$395,999
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$140,774	$0
Funding fee	$0	$0	$0
Note rate	6.770%	6.770%	7.240%
Blended rate	7.320%	7.562%	7.480%
1st payment	$1,679.71	$1,679.71	$2,698.73
2nd payment	$0.00	$938.49	$0.00
Taxes / mo	$78.25	$78.25	$78.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.45	$118.45	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,026.41	$2,964.90	$3,006.18
Cash to close	$184,773	$44,000	$44,000