Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$115,343$115,343$269,550
Remaining term (yrs)21.321.330.0
Secondary amount$0$154,207$0
Funding fee$577$577$0
Note rate3.990%3.990%7.240%
Blended rate3.990%6.284%7.480%
1st payment$669.90$669.90$1,836.98
2nd payment$0.00$1,028.05$0.00
Taxes / mo$23.33$23.33$23.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.91
HOA / mo$0.00$0.00$0.00
Total monthly$843.23$1,871.28$2,064.22
Cash to close$184,157$29,950$29,950