Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,554$176,554$297,000
Remaining term (yrs)21.721.730.0
Secondary amount$0$120,446$0
Funding fee$883$883$0
Note rate3.75%3.75%7.24%
Blended rate3.75%5.474%7.48%
1st payment$987.96$987.96$2,024.05
2nd payment$0.00$802.97$0.00
Taxes / mo$191.25$191.25$191.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,329.21$2,132.18$2,424.70
Cash to close$153,446$33,000$33,000