Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,890	$276,890	$315,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$38,110	$0
Funding fee	$1,384	$1,384	$0
Note rate	3.22%	3.22%	7.24%
Blended rate	3.22%	3.919%	7.48%
1st payment	$1,330.60	$1,330.60	$2,146.72
2nd payment	$0.00	$285.82	$0.00
Taxes / mo	$229.50	$229.50	$229.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,710.10	$1,995.92	$2,589.22
Cash to close	$73,110	$35,000	$35,000