Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$268,014	$268,014	$287,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$35,891	$0
Funding fee	$0	$0	$0
Note rate	5.78%	5.78%	7.24%
Blended rate	6.63%	7.249%	7.48%
1st payment	$1,666.73	$1,666.73	$1,962.10
2nd payment	$0.00	$355.17	$0.00
Taxes / mo	$88.58	$88.58	$88.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.65	$201.65	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,106.96	$2,462.13	$2,258.27
Cash to close	$51,886	$15,995	$31,990