Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$308,416	$308,416	$373,500
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$65,084	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.240%
Blended rate	7.220%	7.530%	7.480%
1st payment	$2,046.50	$2,046.50	$2,545.40
2nd payment	$0.00	$488.13	$0.00
Taxes / mo	$79.83	$79.83	$79.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$145.81	$145.81	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,422.15	$2,910.27	$2,849.93
Cash to close	$106,584	$41,500	$41,500