Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$314,406	$314,406	$673,200
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$358,794	$0
Funding fee	$1,572	$1,572	$0
Note rate	2.680%	2.680%	7.240%
Blended rate	2.680%	5.382%	7.480%
1st payment	$1,466.87	$1,466.87	$4,587.85
2nd payment	$0.00	$2,317.21	$0.00
Taxes / mo	$164.00	$164.00	$164.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,847.54	$4,164.75	$5,103.15
Cash to close	$433,594	$74,800	$74,800