Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$279,119	$279,119	$315,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$35,881	$0
Funding fee	$1,396	$1,396	$0
Note rate	5%	5%	7.24%
Blended rate	5%	5.456%	7.48%
1st payment	$1,610.46	$1,610.46	$2,146.72
2nd payment	$0.00	$269.11	$0.00
Taxes / mo	$59.67	$59.67	$59.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,820.13	$2,089.24	$2,419.39
Cash to close	$70,881	$35,000	$35,000