Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$708,468$708,468$719,999
Remaining term (yrs)28.528.530.0
Secondary amount$0$51,531$0
Funding fee$3,542$3,542$0
Note rate6.65%6.65%7.24%
Blended rate6.65%7.004%7.48%
1st payment$4,620.22$4,620.22$4,906.78
2nd payment$0.00$509.94$0.00
Taxes / mo$95.00$95.00$95.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$144.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,931.89$5,441.83$5,362.45
Cash to close$91,531$40,000$80,000