Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$165,865	$177,300
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$829	$0
Note rate	6.35%	7.24%
Blended rate	6.35%	7.48%
1st payment	$1,057.18	$1,208.30
2nd payment	$0.00	$0.00
Taxes / mo	$78.42	$78.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$35.46
HOA / mo	$0.00	$0.00
Total monthly	$1,285.60	$1,472.17
Cash to close	$31,135	$19,700