Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$245,093	$245,093	$382,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$137,407	$0
Funding fee	$1,225	$1,225	$0
Note rate	2.790%	2.790%	7.240%
Blended rate	2.790%	4.662%	7.480%
1st payment	$1,154.45	$1,154.45	$2,606.73
2nd payment	$0.00	$916.04	$0.00
Taxes / mo	$169.67	$169.67	$169.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,474.12	$2,390.17	$3,002.90
Cash to close	$179,907	$42,500	$42,500