Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,875$147,875$427,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$279,625$0
Funding fee$739$739$0
Note rate3.89%3.89%7.24%
Blended rate3.89%6.415%7.48%
1st payment$915.81$915.81$2,913.40
2nd payment$0.00$1,805.91$0.00
Taxes / mo$169.33$169.33$169.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,251.81$3,057.72$3,334.90
Cash to close$327,125$47,500$47,500