Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$153,420	$153,420	$391,500
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$238,080	$0
Funding fee	$767	$767	$0
Note rate	4.42%	4.42%	7.24%
Blended rate	4.42%	6.445%	7.48%
1st payment	$918.05	$918.05	$2,668.07
2nd payment	$0.00	$1,537.60	$0.00
Taxes / mo	$82.92	$82.92	$82.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,150.97	$2,688.57	$2,979.28
Cash to close	$281,580	$43,500	$43,500