Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$503,995	$503,995	$719,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$215,915	$0
Funding fee	$2,520	$2,520	$0
Note rate	5.3%	5.3%	7.24%
Blended rate	5.3%	6.035%	7.48%
1st payment	$2,992.76	$2,992.76	$4,906.17
2nd payment	$0.00	$1,394.45	$0.00
Taxes / mo	$236.17	$236.17	$236.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,445.60	$4,840.05	$5,502.99
Cash to close	$295,905	$79,990	$79,990