Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,474	$78,474	$292,497
Remaining term (yrs)	10.7	10.7	30.0
Secondary amount	$0	$214,023	$0
Funding fee	$0	$0	$0
Note rate	6.37%	6.37%	7.24%
Blended rate	7.22%	7.608%	7.48%
1st payment	$841.75	$841.75	$1,993.36
2nd payment	$0.00	$1,382.23	$0.00
Taxes / mo	$225.25	$225.25	$225.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$95.62	$95.62	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,312.62	$2,694.85	$2,427.11
Cash to close	$246,523	$32,500	$32,500