Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,439	$206,439	$287,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$80,661	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.240%
Blended rate	3.750%	5.225%	7.480%
1st payment	$972.68	$972.68	$1,956.58
2nd payment	$0.00	$604.95	$0.00
Taxes / mo	$155.08	$155.08	$155.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.53	$165.53	$57.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,443.30	$2,048.25	$2,319.08
Cash to close	$112,561	$31,900	$31,900