Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$597,146$597,146$629,100
Remaining term (yrs)28.828.830.0
Secondary amount$0$31,954$0
Funding fee$2,986$2,986$0
Note rate6.75%6.75%7.24%
Blended rate6.75%6.864%7.48%
1st payment$3,918.45$3,918.45$4,287.30
2nd payment$0.00$239.65$0.00
Taxes / mo$177.08$177.08$177.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$25.00$25.00$25.00
Total monthly$4,287.20$4,526.85$4,781.87
Cash to close$101,854$69,900$69,900