Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,495$157,495$382,320
Remaining term (yrs)15.915.930.0
Secondary amount$0$224,825$0
Funding fee$787$787$0
Note rate3.66%3.66%7.24%
Blended rate3.66%6.065%7.48%
1st payment$1,084.99$1,084.99$2,605.50
2nd payment$0.00$1,452.00$0.00
Taxes / mo$180.75$180.75$180.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.46
HOA / mo$45.00$45.00$45.00
Total monthly$1,460.74$2,912.73$3,057.72
Cash to close$267,305$42,480$42,480