Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$77,329	$77,329	$188,910
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$111,581	$0
Funding fee	$387	$387	$0
Note rate	3.33%	3.33%	7.24%
Blended rate	3.33%	6.088%	7.48%
1st payment	$393.89	$393.89	$1,287.42
2nd payment	$0.00	$743.87	$0.00
Taxes / mo	$33.50	$33.50	$33.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$577.39	$1,321.26	$1,508.70
Cash to close	$132,571	$20,990	$20,990