Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$594,982	$554,310
Remaining term (yrs)	26.7	30.0
Secondary amount	$0	$0
Funding fee	$2,975	$0
Note rate	6.35%	7.24%
Blended rate	6.35%	7.48%
1st payment	$3,857.24	$3,777.61
2nd payment	$0.00	$0.00
Taxes / mo	$386.83	$386.83
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$110.86
HOA / mo	$0.00	$0.00
Total monthly	$4,410.74	$4,441.97
Cash to close	$20,918	$61,590