Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$37,750$37,750$193,499
Remaining term (yrs)5.65.630.0
Secondary amount$0$155,749$0
Funding fee$189$189$0
Note rate3.190%3.190%7.240%
Blended rate3.190%7.062%7.480%
1st payment$607.58$607.58$1,318.69
2nd payment$0.00$1,038.32$0.00
Taxes / mo$37.17$37.17$37.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$0.00$0.00$0.00
Total monthly$794.74$1,833.07$1,544.56
Cash to close$177,249$21,500$21,500