Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$40,157	$40,157	$172,800
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$132,643	$0
Funding fee	$0	$0	$0
Note rate	5%	5%	7.24%
Blended rate	5.85%	7.5%	7.48%
1st payment	$341.38	$341.38	$1,177.63
2nd payment	$0.00	$884.29	$0.00
Taxes / mo	$104.33	$104.33	$104.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$45.05	$45.05	$34.56
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$640.76	$1,525.05	$1,466.52
Cash to close	$151,843	$19,200	$19,200