Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,456	$21,456	$432,000
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$410,544	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.240%
Blended rate	7.640%	7.745%	7.480%
1st payment	$161.47	$161.47	$2,944.07
2nd payment	$0.00	$2,651.43	$0.00
Taxes / mo	$52.75	$52.75	$52.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$10.23	$10.23	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$391.12	$3,042.55	$3,249.89
Cash to close	$458,544	$48,000	$48,000