Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$223,507	$223,507	$1,350,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$1,126,493	$0
Funding fee	$1,118	$1,118	$0
Note rate	3.100%	3.100%	7.240%
Blended rate	3.100%	6.980%	7.480%
1st payment	$1,106.38	$1,106.38	$9,200.22
2nd payment	$0.00	$7,275.27	$0.00
Taxes / mo	$114.83	$114.83	$114.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$270.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,437.88	$8,713.15	$9,801.72
Cash to close	$1,276,493	$150,000	$150,000