Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$88,581	$88,581	$270,000
Remaining term (yrs)	14.7	14.7	30.0
Secondary amount	$0	$181,419	$0
Funding fee	$0	$0	$0
Note rate	4.62%	4.62%	7.24%
Blended rate	5.47%	7.17%	7.48%
1st payment	$691.12	$691.12	$1,840.04
2nd payment	$0.00	$1,209.46	$0.00
Taxes / mo	$228.92	$228.92	$228.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$95.27	$95.27	$54.00
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$1,206.98	$2,416.44	$2,314.63
Cash to close	$211,419	$30,000	$30,000