Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$140,453	$140,453	$193,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$53,047	$0
Funding fee	$0	$0	$0
Note rate	3.56%	3.56%	7.24%
Blended rate	4.41%	5.668%	7.48%
1st payment	$700.47	$700.47	$1,318.70
2nd payment	$0.00	$397.86	$0.00
Taxes / mo	$72.83	$72.83	$72.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$109.67	$109.67	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,032.98	$1,430.84	$1,580.23
Cash to close	$74,547	$21,500	$21,500