Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$114,055	$114,055	$288,000
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$173,945	$0
Funding fee	$570	$570	$0
Note rate	3.59%	3.59%	7.24%
Blended rate	3.59%	6.254%	7.48%
1st payment	$706.10	$706.10	$1,962.71
2nd payment	$0.00	$1,159.63	$0.00
Taxes / mo	$100.75	$100.75	$100.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$956.85	$2,116.49	$2,271.06
Cash to close	$205,945	$32,000	$32,000