Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,992$381,992$393,750
Remaining term (yrs)25.625.630.0
Secondary amount$0$33,633$0
Funding fee$1,910$1,910$0
Note rate4.72%4.72%7.24%
Blended rate4.72%5.299%7.48%
1st payment$2,141.74$2,141.74$2,683.40
2nd payment$0.00$332.83$0.00
Taxes / mo$264.33$264.33$264.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.75
HOA / mo$34.00$34.00$34.00
Total monthly$2,590.08$2,922.91$3,210.48
Cash to close$55,508$21,875$43,750