Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$343,043	$326,700
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.980%	7.240%
Blended rate	5.830%	7.480%
1st payment	$1,972.12	$2,226.45
2nd payment	$0.00	$0.00
Taxes / mo	$51.00	$51.00
Insurance / mo	$150.00	$150.00
MI / mo	$260.81	$65.34
HOA / mo	$0.00	$0.00
Total monthly	$2,433.93	$2,492.79
Cash to close	$19,957	$36,300