Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,484	$281,484	$359,910
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$78,426	$0
Funding fee	$0	$0	$0
Note rate	5.27%	5.27%	7.24%
Blended rate	6.12%	6.748%	7.48%
1st payment	$1,913.51	$1,913.51	$2,452.78
2nd payment	$0.00	$588.19	$0.00
Taxes / mo	$284.58	$284.58	$284.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$221.26	$221.26	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,569.35	$3,157.55	$2,959.35
Cash to close	$118,416	$39,990	$39,990