Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$159,690	$159,690	$310,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$150,810	$0
Funding fee	$0	$0	$0
Note rate	3.75%	3.75%	7.24%
Blended rate	4.6%	6.251%	7.48%
1st payment	$893.60	$893.60	$2,116.05
2nd payment	$0.00	$1,005.40	$0.00
Taxes / mo	$103.42	$103.42	$103.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$134.16	$134.16	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,281.17	$2,286.57	$2,431.57
Cash to close	$185,310	$34,500	$34,500