Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$365,844	$346,500
Remaining term (yrs)	28.4	30.0
Secondary amount	$0	$0
Funding fee	$1,829	$0
Note rate	6.76%	7.24%
Blended rate	6.76%	7.48%
1st payment	$2,414.48	$2,361.39
2nd payment	$0.00	$0.00
Taxes / mo	$216.42	$216.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.30
HOA / mo	$30.00	$30.00
Total monthly	$2,810.90	$2,827.11
Cash to close	$19,156	$38,500