Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,607	$199,607	$220,410
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$33,048	$0
Funding fee	$0	$0	$0
Note rate	6.860%	6.860%	7.240%
Blended rate	7.410%	8.044%	7.480%
1st payment	$1,326.73	$1,326.73	$1,502.09
2nd payment	$0.00	$327.04	$0.00
Taxes / mo	$94.58	$94.58	$94.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.71	$92.71	$44.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,664.02	$1,991.06	$1,790.76
Cash to close	$45,293	$12,245	$24,490