Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$582,127	$582,127	$607,410
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$25,283	$0
Funding fee	$2,911	$2,911	$0
Note rate	6.96%	6.96%	7.24%
Blended rate	6.96%	7.045%	7.48%
1st payment	$3,922.17	$3,922.17	$4,139.49
2nd payment	$0.00	$189.62	$0.00
Taxes / mo	$229.00	$229.00	$229.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.48
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$4,357.84	$4,547.46	$4,696.64
Cash to close	$92,773	$67,490	$67,490