Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,119	$241,119	$517,410
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$276,291	$0
Funding fee	$1,206	$1,206	$0
Note rate	3.990%	3.990%	7.240%
Blended rate	3.990%	5.998%	7.480%
1st payment	$1,383.40	$1,383.40	$3,526.14
2nd payment	$0.00	$1,784.38	$0.00
Taxes / mo	$112.17	$112.17	$112.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,662.23	$3,446.61	$3,908.45
Cash to close	$333,781	$57,490	$57,490