Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$378,375	$378,375	$436,410
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$58,035	$0
Funding fee	$1,892	$1,892	$0
Note rate	5.09%	5.09%	7.24%
Blended rate	5.09%	5.61%	7.48%
1st payment	$2,199.71	$2,199.71	$2,974.13
2nd payment	$0.00	$435.26	$0.00
Taxes / mo	$238.83	$238.83	$238.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.28
HOA / mo	$185.00	$185.00	$185.00
Total monthly	$2,790.21	$3,225.48	$3,651.91
Cash to close	$106,525	$48,490	$48,490