Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,928	$108,928	$279,000
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$170,072	$0
Funding fee	$0	$0	$0
Note rate	3.630%	3.630%	7.240%
Blended rate	4.480%	6.626%	7.480%
1st payment	$676.58	$676.58	$1,901.38
2nd payment	$0.00	$1,133.81	$0.00
Taxes / mo	$194.08	$194.08	$194.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$105.02	$105.02	$55.80
HOA / mo	$190.00	$190.00	$190.00
Total monthly	$1,315.69	$2,449.50	$2,491.26
Cash to close	$201,072	$31,000	$31,000