Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$215,266	$215,266	$373,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$158,234	$0
Funding fee	$1,076	$1,076	$0
Note rate	2.73%	2.73%	7.24%
Blended rate	2.73%	4.963%	7.48%
1st payment	$1,007.37	$1,007.37	$2,545.40
2nd payment	$0.00	$1,054.89	$0.00
Taxes / mo	$102.42	$102.42	$102.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,259.79	$2,314.68	$2,872.51
Cash to close	$199,734	$41,500	$41,500