Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$225,405	$225,405	$350,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$124,695	$0
Funding fee	$1,127	$1,127	$0
Note rate	5.230%	5.230%	7.240%
Blended rate	5.230%	6.217%	7.480%
1st payment	$1,352.48	$1,352.48	$2,385.92
2nd payment	$0.00	$831.30	$0.00
Taxes / mo	$97.75	$97.75	$97.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,600.23	$2,431.52	$2,703.69
Cash to close	$163,595	$38,900	$38,900