Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$303,695	$303,695	$377,100
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$73,405	$0
Funding fee	$0	$0	$0
Note rate	6.37%	6.37%	7.24%
Blended rate	6.92%	7.325%	7.48%
1st payment	$1,898.98	$1,898.98	$2,569.93
2nd payment	$0.00	$550.53	$0.00
Taxes / mo	$181.75	$181.75	$181.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.58	$139.58	$75.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,370.32	$2,920.85	$2,977.10
Cash to close	$115,305	$41,900	$41,900