Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,943	$107,943	$449,955
Remaining term (yrs)	14.7	14.7	30.0
Secondary amount	$0	$342,012	$0
Funding fee	$0	$0	$0
Note rate	3.75%	3.75%	7.24%
Blended rate	4.6%	6.994%	7.48%
1st payment	$791.56	$791.56	$3,066.43
2nd payment	$0.00	$2,208.83	$0.00
Taxes / mo	$180.67	$180.67	$180.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$121.07	$121.07	$89.99
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,259.96	$3,468.79	$3,503.76
Cash to close	$392,007	$49,995	$49,995