Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$157,530$157,530$269,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$112,380$0
Funding fee$0$0$0
Note rate3.65%3.65%7.24%
Blended rate4.5%5.957%7.48%
1st payment$830.97$830.97$1,839.43
2nd payment$0.00$749.20$0.00
Taxes / mo$147.42$147.42$147.42
Insurance / mo$150.00$150.00$150.00
MI / mo$128.67$128.67$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,257.06$2,006.25$2,190.83
Cash to close$142,370$29,990$29,990