Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$361,811	$361,811	$395,910
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$34,099	$0
Funding fee	$1,809	$1,809	$0
Note rate	3.56%	3.56%	7.24%
Blended rate	3.56%	4.029%	7.48%
1st payment	$1,804.45	$1,804.45	$2,698.12
2nd payment	$0.00	$255.75	$0.00
Taxes / mo	$242.50	$242.50	$242.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,196.95	$2,452.69	$3,169.80
Cash to close	$78,089	$43,990	$43,990