Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,802$257,802$292,050
Remaining term (yrs)25.325.330.0
Secondary amount$0$34,248$0
Funding fee$1,289$1,289$0
Note rate3.55%3.55%7.24%
Blended rate3.55%4.189%7.48%
1st payment$1,284.33$1,284.33$1,990.32
2nd payment$0.00$256.86$0.00
Taxes / mo$178.00$178.00$178.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.41
HOA / mo$0.00$0.00$0.00
Total monthly$1,612.33$1,869.20$2,376.73
Cash to close$66,698$32,450$32,450