Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,967$269,967$305,189
Remaining term (yrs)25.925.930.0
Secondary amount$0$35,222$0
Funding fee$1,350$1,350$0
Note rate5.3%5.3%7.24%
Blended rate5.3%5.727%7.48%
1st payment$1,595.87$1,595.87$2,079.86
2nd payment$0.00$264.16$0.00
Taxes / mo$184.00$184.00$184.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.04
HOA / mo$0.00$0.00$0.00
Total monthly$1,929.87$2,194.03$2,474.90
Cash to close$69,132$33,910$33,910