Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$321,660	$328,410
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.760%	7.240%
Blended rate	4.610%	7.480%
1st payment	$1,635.96	$2,238.11
2nd payment	$0.00	$0.00
Taxes / mo	$261.67	$261.67
Insurance / mo	$150.00	$150.00
MI / mo	$249.91	$65.68
HOA / mo	$0.00	$0.00
Total monthly	$2,297.54	$2,715.46
Cash to close	$43,240	$36,490