Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,265	$108,265	$211,500
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$103,235	$0
Funding fee	$0	$0	$0
Note rate	3.92%	3.92%	7.24%
Blended rate	4.77%	6.347%	7.48%
1st payment	$777.62	$777.62	$1,441.37
2nd payment	$0.00	$688.23	$0.00
Taxes / mo	$119.75	$119.75	$119.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.53	$91.53	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,138.91	$1,827.14	$1,753.42
Cash to close	$126,735	$23,500	$23,500