Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$50,220	$50,220	$202,410
Remaining term (yrs)	11.7	11.7	30.0
Secondary amount	$0	$152,190	$0
Funding fee	$0	$0	$0
Note rate	6.05%	6.05%	7.24%
Blended rate	6.9%	7.727%	7.48%
1st payment	$498.50	$498.50	$1,379.42
2nd payment	$0.00	$1,014.60	$0.00
Taxes / mo	$50.50	$50.50	$50.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$58.58	$58.58	$40.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$757.58	$1,772.18	$1,620.40
Cash to close	$174,680	$22,490	$22,490