Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$371,880	$371,880	$413,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$41,220	$0
Funding fee	$1,859	$1,859	$0
Note rate	5.78%	5.78%	7.24%
Blended rate	5.78%	6.101%	7.48%
1st payment	$2,312.65	$2,312.65	$2,815.27
2nd payment	$0.00	$309.15	$0.00
Taxes / mo	$154.75	$154.75	$154.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,634.06	$2,943.21	$3,219.31
Cash to close	$87,120	$45,900	$45,900