Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$16,765	$16,765	$179,910
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$163,145	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.240%
Blended rate	4.820%	7.704%	7.480%
1st payment	$107.39	$107.39	$1,226.08
2nd payment	$0.00	$1,087.63	$0.00
Taxes / mo	$139.25	$139.25	$139.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$15.99	$15.99	$35.98
HOA / mo	$2.92	$2.92	$2.92
Total monthly	$415.55	$1,503.19	$1,554.24
Cash to close	$183,135	$19,990	$19,990